100 BANKING THAT FEELS LIKE A BONUS 100 E FEDERAL RESERVE. 00 ONE HEND TOM KAHLER NMLS #1673690 100 wwww SKY LIRETTE 100 MIKE TRIMBLE JOLENE WINBERG SAM VOELTZ NMLS #1189271 GET $200 WHEN YOU OPEN A NEW ePLUS CHECKING ACCOUNT AND SET UP DIRECT DEPOSIT.1 + EARN REWARD RATES WHEN REQUIREMENTS ARE MET² 3.00% on daily balances up to $50,000 3.00%- % -0.30% on daily balances over $50,000 depending on the balance in the account³ BASE RATE 10.30% on average daily balance and a $5.00 monthly charge applies if reward rate requirements are not met OPEN AN ACCOUNT BankWest 1046 Makenda Ave. in Madison 605-556-0235 www.bankwest-sd.bank 1) Open a new ePlus checking account with a minimum opening deposit of $100 by December 31, 2025 to qualify. Receive a $200 deposit when you establish a qualifying direct deposit within 120 days of opening the account. A qualifying direct deposit is a deposit by Automated Clearing House (ACH) of your salary, Social Security, pension, or other monthly income of at least $500. To qualify for the $200 offer, your account balance must be $1.00 or more throughout the 120-day qualification period. BankWest will deposit the $200 offer into your checking account within 45 days of meeting the direct deposit requirement. Non-qualifying deposits include those made by mobile deposit, at an ATM, at a physical banking location or by transfer from another account. Must mention this offer at the time of account opening. Incentive is considered interest and will be reported on IRS Form 1099-INT, or Form 1042-S, if applicable. 2) ePlus Reward Rate Requirements: Have 15 or more debit card transactions post to your account during the qualification cycle and receive electronic statements. (Pending debit card transactions and all ACH and ATM transactions are excluded.) 3) Annual Percentage Yields (APYs) accurate as of July 2, 2025. Rates are subject to change without notice. Rates may change after account is opened. Balances up to $50,000 receive annual percentage yield (APY) up to 3.00%; and balances over $50,000 earn 0.30% interest on the portion of the balance over $50,000, resulting in 3.00% -0.30% APY depending on the balance in the account. If reward rate requirements are not met: 0.30% APY on average daily balance. Fees may reduce earnings on account. $100 minimum to open. Restrictions may apply. Member FDIC. 100 BANKING THAT FEELS LIKE A BONUS 100 E FEDERAL RESERVE . 00 ONE HEND TOM KAHLER NMLS # 1673690 100 wwww SKY LIRETTE 100 MIKE TRIMBLE JOLENE WINBERG SAM VOELTZ NMLS # 1189271 GET $ 200 WHEN YOU OPEN A NEW ePLUS CHECKING ACCOUNT AND SET UP DIRECT DEPOSIT.1 + EARN REWARD RATES WHEN REQUIREMENTS ARE MET² 3.00 % on daily balances up to $ 50,000 3.00 % - % -0.30 % on daily balances over $ 50,000 depending on the balance in the account³ BASE RATE 10.30 % on average daily balance and a $ 5.00 monthly charge applies if reward rate requirements are not met OPEN AN ACCOUNT BankWest 1046 Makenda Ave. in Madison 605-556-0235 www.bankwest-sd.bank 1 ) Open a new ePlus checking account with a minimum opening deposit of $ 100 by December 31 , 2025 to qualify . Receive a $ 200 deposit when you establish a qualifying direct deposit within 120 days of opening the account . A qualifying direct deposit is a deposit by Automated Clearing House ( ACH ) of your salary , Social Security , pension , or other monthly income of at least $ 500 . To qualify for the $ 200 offer , your account balance must be $ 1.00 or more throughout the 120 - day qualification period . BankWest will deposit the $ 200 offer into your checking account within 45 days of meeting the direct deposit requirement . Non - qualifying deposits include those made by mobile deposit , at an ATM , at a physical banking location or by transfer from another account . Must mention this offer at the time of account opening . Incentive is considered interest and will be reported on IRS Form 1099 - INT , or Form 1042 - S , if applicable . 2 ) ePlus Reward Rate Requirements : Have 15 or more debit card transactions post to your account during the qualification cycle and receive electronic statements . ( Pending debit card transactions and all ACH and ATM transactions are excluded . ) 3 ) Annual Percentage Yields ( APYs ) accurate as of July 2 , 2025. Rates are subject to change without notice . Rates may change after account is opened . Balances up to $ 50,000 receive annual percentage yield ( APY ) up to 3.00 % ; and balances over $ 50,000 earn 0.30 % interest on the portion of the balance over $ 50,000 , resulting in 3.00 % -0.30 % APY depending on the balance in the account . If reward rate requirements are not met : 0.30 % APY on average daily balance . Fees may reduce earnings on account . $ 100 minimum to open . Restrictions may apply . Member FDIC .